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School Loan Consolidation and
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Home > Search > School Loan Consolidation
What loans can I consolidate into the
Federal Student Load Consolidation Program?
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FFEL Consolidation Loans
PLUS Loans
Stafford Loans (subsidized and unsubsidized)
SLS (Supplemental Loans)
Direct Stafford Loans (subsidized unsubsidized)
Direct PLUS Loans
Direct Consolidation Loans
Direct PLUS Consolidation Loans
FISL (Federally Insured Loans)
All Perkins Loan Types, including:
National Defense Loans
Perkins Expanded Lending
Income Contingent
NDSL
Federal Perkins Loans (directly from your school)
What are the benefits of Federal Student Load Consolidation?
Reduces your monthly payment up to 60%
Locks in your interest rates- protects yourself from future increases.
Simplifies your finances by having to make only one payment each month.
Improves your credit rating.
Provides flexible payment options.
No prepayment penalties
Federal student load consolidation allows borrowers to lock in today's low rates and combine several federal loans in to one payment. Your monthly payment will be lower because you can extend the term of your loan repayment. With our Federal Student Load consolidation program you can reduce your interest rate by an additional 1.5% with our incentive plan.
I have specific loans that I do not want to
include in the school loans consolidation.
Can I leave
some loans out?
Yes. You can specify any loan to be
excluded from your consolidation as long as
the remaining balance to be consolidated is
more than $10,000. This is a very common
practice, especially for those people who
are eligible to have their Perkins loans
forgiven.
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