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If I have a claim, should I file my own lawsuit?
The answer depends on the nature of
the suit and your own individual
circumstances. Often, class actions seek
recovery for a large group of people, but
individual damages may be small.
For instance, if a mortgage company is
improperly charging interest, and as a
result every class member paid $100 more
than he or she should have been charged, the
cost of litigation may make it impractical
to file such a case individually.

On the other hand, if you have substantial damages
and a serious claim, you should talk to a
lawyer about whether to file your own
lawsuit.
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